Whether you’re just starting out, hitting your stride, or preparing for retirement in the near future, proper retirement planning requires thoughtful planning and preparation. Yet few take the time needed to properly prepare. Many participants ask, how can I prepare for my financial future when today demands all my time and resources? Francis Investment Counsel can help. Our group workshops are specifically designed by adult learning experts to be educational, yet fun and interactive. If you’ve not taken the time to attend, you’re missing out on a great opportunity to learn more. Contact your Human Resources Department for more information on workshops held at your work location. Following a workshop, you’ll have the opportunity to develop your own personal retirement plan by meeting with a Francis Investment Counsel adviser for a one-on-one counseling session. You’ll have a chance to confidentially discuss your planning needs with an adviser familiar with your Plan. Together, you can discuss your goals, make concrete savings plans, and access your account to make any needed changes. Don’t go it alone. We’re here to help. See your Human Resources Department for more details on group and individual sessions planned for your workplace.   Need to determine if you’re saving enough? Click here to access Retirement Income Strategy, an interactive retirment planning tool to help you get on track. Do the Math Click here to access financial planning calculators. You can project your contributions' effect on your paycheck, plan your 401(k) distributions, determine college savings needs, and more. Need to determine if the Roth 401(k) is right for you? Click here to access Francis Investment Counsel’s Roth 401(k) Calculator. Want to learn more about retirement planning? Visit our Press Room for timely articles on financial issues important to you and your family. Have a question for one of our advisers? Click here for Ask an Adviser. Need access to your retirement plan account? Click here for links to your plan’s recordkeeper.